We’ve expanded our portfolio of health plan options to include Medicare Advantage insurance plans in six Nebraska counties: Douglas, Sarpy, Saunders, Cass, Lancaster and Dodge. Because these plans are partially funded by the federal government, your premiums are kept affordable. Yet you enjoy all the coverage of Medicare Parts A and B – plus prescription drug benefits.
Original Medicare (Parts A and B) doesn’t cover everything; you generally have to pay your deductible, 20% of your Part B medical bills and all of your prescription drug cost. Medicare Advantage insurance is designed to replace Original Medicare and be the only health care plan you need. You get your coverage for a wide array of health care services – including doctor visits, hospital care and prescription drug coverage – all in one plan.
Medicare Part A is Hospital insurance and helps cover cost if you are staying in a hospital, skilled nursing facility or hospice care.
Medicare Part B is Medical insurance and helps cover cost for doctor services, outpatient care, durable medical equipment and other medical services. If you enroll in a Medicare Advantage Plan you must continue to pay your Part B premium.
Part C also known as Medicare Advantage includes Part A, Part B and sometimes Part D. It is all in one plan.
Medicare Part D is Prescription Drug coverage, and helps cover the cost of many outpatient prescription drugs. If you enroll in a Medicare Advantage Plan this drug coverage is usually included into the plan, otherwise it is offered through insurance companies as a separate plan.