DentalEssentials
With DentalEssentials from Blue Cross and Blue Shield of Nebraska, you can get valuable dental care benefits at the cost that is affordable and accessible with the Blue Cross and Blue Shield network of providers. Select the DentalEssentials application that best fits your needs. Start your online application now and take the first step toward better dental health!
Choose from three DentalEssentials options:
Preventive Plus |
Enhanced |
Premier |
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Deductible | $50 per person per calendar year |
$100 per person per calendar year |
$100 per person per calendar year |
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Annual Benefit Maximum | $1,000 per person per calendar year |
$1,500 per person per calendar year |
$2,000 per person per calendar year |
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Coinsurance (What You Pay) | ||||||||
In Network | Out of Network | In Network | Out of Network | In Network | Out of Network | |||
Coverage A Services | 0% (deductible waived) |
20% | 0% (deductible waived) |
20% | 0% (deductible waived) |
20% | ||
Coverage B Services (6 Month Waiting Period*) |
20% | 30% | 20% | 30% | 20% | 30% | ||
Coverage C Services (12 Month Waiting Period) |
50% | 50% | 50% | 50% | 50% | 50% | ||
Monthly Premium Rates | ||||||||
Per Adult 55+ | $42.51 | $49.27 | $54.76 | |||||
*Waived for seniors purchasing or renewing a Medicare Supplement plan at the same time as purchasing a DentalEssentials plan. |
Coverage A Benefits
Preventive and Diagnostic Dentistry
Two comprehensive and/or periodic oral examinations per calendar year- Consultations with a dental consultant
- Two prophylaxis, including cleaning, scaling and polishing of teeth per calendar year
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Dental X-rays**
- One full mouth or panorex series of X-rays in any period of three consecutive calendar years
- One set of four supplemental bitewing X-rays in a calendar year
Coverage B Benefits
Maintenance and Simple Restorative Dentistry and Oral Surgery
Oral surgery consisting of:- Simple and impacted extractions (extractions for orthodontia services are excluded)
- Removal of dental cysts and tumors
- General anesthesia
- Restorations of silver and/or composite materials
- Palliative treatment
- Problem focused and/or emergency oral examinations
Coverage C Benefits***
Complex Restorative Dentistry, Periodontic and Endodontics
Coverage C services:- Crowns
- Installation of permanent bridges
- Dentures – full and partial
- Denture adjustments
- Repair of dentures, bridges, crowns and cast restorations
- Core buildup
- Up to four periodontic cleanings per calendar year
- Gingivectomy
- Gingival curettage
- Osseous surgery
- Treatment of acute infection and oral lesions
- Pulp cap
- Vital pulpotomy
- Root canals (includes treatment plan, clinical procedures and follow-up care)
- Apical curettage
This is a brief description of DentalEssentials coverage. A more complete list can be found in the DentalEssentials contract. For information about limitations and non-covered services, view the DentalEssentals information brochure below.